WE'VE GOT YOU COVERED
Hundreds of millions of travelers ask themselves this question each year. And one in three travelers now opt in for travel insurance.
But before you can answer this question for yourself, you need to equip yourself with some knowledge, including what exactly travel insurance actually is, what the benefits are, and under what circumstances it makes sense for you and your family to elect for insurance before your next trip.
We are partnered with ALLIANZ Global Assistance to bring you the best available protection at the best available rate. Contact us at 1.800.549.1000 for a personalized quote to protect you and your family, before and during your vacation.
Life is unpredictable. Some trips need to be canceled.
With travel insurance, you don’t necessarily have to pay for a trip you are unable to take.
Lost or forgotten medication? Travel insurance can provide assistance to help you locate a pharmacy to purchase a new prescription.
Airlines mishandled over 21 million bags in 2013.
Allianz Global Assistance can provide coverage to replace needed items if your bags are delayed, damaged or stolen.
Even the most stable of travel suppliers can default quickly. If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance can save you from paying for a trip you’ll never get to take.
Credit card coverage may not provide sufficient coverage for travel. The free coverage that may or may not be included with your credit card will never be as extensive as a separate travel insurance plan.
In the event of an emergency, airlines are not required to refund a ticket. It’s ultimately the airline’s decision whether your situation warrants a full refund of the ticket cost. Most times however, airlines will merely offer a credit voucher (the original purchase price minus a penalty fee) towards future travel.
Sick happens. Nothing can ruin a vacation like getting sick. Travel insurance can provide you with peace of mind – especially when travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin.
Flight delays can add up. It’s not the airline’s responsibility to cover the expenses you accrue when your flight is delayed or you miss a connection. Travel insurance can reimburse you for costs associated with these, including re-booking fees, meals and accommodations.
Health insurance may not go the distance. Many U.S. health insurance policies (including Medicare and Medicaid) don’t cover international travel. And, those that do will likely not cover the cost of medical evacuation back to the U.S. which can cost more than $50,000.
We all experience tough economic times. The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance can put cash back into your pocket when you when they need it most.
*Terms, conditions, and exclusions apply.
Insurance benefits are underwritten by either BCS Insurance Company or Jefferson Insurance Company depending on insured’s state of residence. AGA Service Company is the licensed producer and administrator of these plans.